Life Insurance

Life Insurance Made Simple. Protection That Lasts.

Empowering advisors to safeguard income, businesses, and legacies with smart, affordable solutions.

At Rohrer & Associates, we make life insurance easy and impactful. From term coverage to permanent plans, we help you protect what matters most—your clients’ income, businesses, and estates. Our innovative tools and expert guidance ensure the right coverage at the right price, while simplifying the process every step of the way.

Death Benefit Protection

Income Protection: Easily safeguard your clients with affordable Term or Universal Life coverage. Use our tools to determine the right amount and cost.

Business Protection: Life insurance can cover critical risks like the death of an owner, partner, or key employee. We’ll design a plan with Key-Person or Buy-Sell coverage.

Estate Protection: High-net-worth clients can offset estate taxes and transfer wealth efficiently with permanent solutions like Universal Life or Second-to-Die policies.

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Life Insurance as an Asset

Beyond a tax-free death benefit, clients can build tax-deferred cash value for retirement, emergencies, or future needs. Options include Indexed UL, Variable UL, and Whole Life.

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Permanent Insurance

Peace of mind for life. Rohrer & Associates offers a comprehensive selection of permanent products designed to meet lifelong needs.

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Term Insurance

Cost-effective coverage with conversion options. We guide you to the best fit—considering conversion rights, added benefits, carrier strength, and underwriting advantages.