Planning Excellence for Life

Linked Benefit Products (Annuity/LTC & Life/LTC)

Asset Based LTC Products

2010 brings in a wave of Long Term Care benefits within Annuities and Life Insurance contracts made possible by the Pension Protection Act (PPA) of 2006. PPA opened up a whole new world of benefits for clients who earmark a portion of their savings for medical emergencies. Linked benefit products will substantially increase the leverage of your client's savings dollars from 2 to 5 times their typical value. Additional benefits of PPA products may include:

  • Return of Premium Guarantee
  • Guaranteed / Accelerated Death Benefit
  • Possibility of streamlined underwriting - no exams
  • Tax free disbursement of benefits from gains in non-qualified annuities
  • Joint benefits for married clients
  • Lifetime coverage for long term care needs

There's a massive opportunity in moving NQ annuities with substantial gain into PPA-compliant annuities for TAX-FREE withdrawals for LTC expenses.

 

Increase the Leverage of Your Client's Savings Dollars


Sign up for our Email Newsletter

 

 

 

 

 

Get To Know Our Products

Life Insurance

Annuities

Disability

Long Term Care